Watercraft Liability 2017-01-14T18:58:59+00:00

Liability Insurance for boat owners

Boat Owner’s insurance is a safety precaution just as essential as a life vest or a fire extinguisher. Getting the right insurance can be essential, as boating is an enjoyable — but potentially dangerous — endeavor. Liability insurance is a key component of boat owner’s insurance. It may offer protection if you get sued. With boat insurance from Ellis Insurance, you get liability insurance that protects you and members of your household, if you or they were legally liable for injuries or property damage arising from a boating accident. Coverage may also pay the costs to defend you against lawsuits, if you’re sued.

Boat Owner’s insurance is a safety precaution just as essential as a life vest or a fire extinguisher.

Boat insurance from Ellis Insurance is also available with Uninsured Boaters Coverage. This optional coverage will pay for bodily injury caused by another boater who does not have insurance. This coverage is not available in all states.

Medical Payments Coverage, which pays for reasonable medical expenses, regardless of fault, if someone is injured on your boat, can be an important addition to your policy. “Med Pay” typically provides up to $1,000 for each injured person, although higher limits are available.

Coverage doesn’t end there: when a hurricane warning has been issued by the National Weather Service, boat insurance from Ellis Insurance may pay for expenses incurred when hauling your boat out of the water. For additional protection, there is “Emergency Service Coverage.” If your boat breaks down this option may reimburse you for towing and labor on land or water, including delivery of fuel, oil, or a battery.

Please contact us for more information.