Discounts 2017-01-14T18:59:03+00:00

Auto Insurance Discounts

Are you eligible for discounts on your auto insurance?

Saving significantly on auto insurance begins by partnering with Ellis Insurance and experiencing our exceptional, accommodating, intelligent service. In addition to offering insurance across New England, we represent the companies that insure 80% of the vehicles in Massachusetts. That gives us access to dozens of innovative discounts not commonly available through other agents or insurance companies. We’ll review your insurance portfolio and work to identify additional savings opportunities using our four-step, 15-minute Insurance Tune-up.

Your insurance portfolio may entitle you to one or more of these discounts:

  • Save up to 35% with an anti-theft discount.

    If you have a qualifying anti-theft device a discount of up to 35% of the premium paid for your Comprehensive coverage is available.

  • Save up to 25% if your car has airbags or other passive restraints such as automatic seatbelts.

    Receive up to a 25% discount on your Personal Injury Protection (PIP), Bodily Injury Caused by an Underinsured or Uninsured Motorist (UM and UIM, respectively), and Medical Payments premiums if your vehicle is equipped with an air bag or automatic seat belts.

  • Save up to 25% if you are 65 years of age or older.

    You may be eligible for an additional 25% discount on your premium for all coverages after all other discounts have been deducted. This discount typically applies when there are no inexperienced drivers and the vehicle is not customarily used for business.

  • Save up to 24% with a good driver credit.

    Be rewarded for your good driving record. Our clients with clean records will receive up to a 24% discount on their insurance premiums.

  • Save up to 20% with an account discount when you insure your auto(s) and home(s) with the same insurance agent or company.

    Our clients receive up to a 20% discount when they insure both their auto(s) and home(s) with us, even if they rent their home or their “auto” is a motorcycle.

  • Save up to 20% with a Good Student and/or a Student Away at School.

    Discounts of up to 20% are available if your son or daughter (of driving age and listed on your policy) receives a “B” average or better and/or goes away to school.

  • Save up to 18% with a multi-car discount when more than one car is listed on your auto policy.

    Insure more than one car on the same policy and you will receive a discount of up to 18% on your Bodily Injury to Others, Personal Injury Protection (PIP), Damage to Someone Else’s Property, Collision, and Comprehensive premiums.

  • Save up to 17% with a low mileage discount.

    If you drive fewer miles than the average driver (13,600 miles annually) you may be eligible for a discount. The benefits of low mileage driving extend beyond saving money on insurance; learn more about “going green.”

  • Save 10% when you drive a hybrid vehicle.

    Savings of 10% are available to drivers insuring a hybrid vehicle. The benefits of driving a hybrid extend beyond saving money on insurance; learn more about “going green.”

  • Save up to 10% when an inexperienced driver in your household takes “Driver’s Ed” … or anyone in your household takes an advanced driver training course (e.g. ADT or InControl). Save up to 10% on your insurance and get a 10% discount on most classes. Learn more at In Control Advance Driver Training.
  • Save up to 10% if you use public transportation.

    You may be eligible for a 10% discount on your Property Damage and Collision premiums up to a maximum of $75 per vehicle if you:

    •  Provide us with evidence of purchase of 11 months of commuter passes (from qualified transit systems) and…

    •  You do not drive your automobile to work or school more than 10 days per month.

  • Save up to 9% with a group discount if you are a member of a driving club (like AAA), WBUR, if you are a CPA, or if you have SBLI life insurance.

    Members of many organizations may be eligible for discounts of up to 9% on their auto insurance premiums.

  • Save up to 8% with a loyalty & renewal credit.

    Let us reward you for being our client. You may be eligible for an 8% discount…just for being our client year-after-year.