Equine Horse Owner 2017-01-14T18:58:58+00:00

Private, Commercial & Farm Insurance

Private Horse Owner Protection

If you own horses and do not operate a commercial horse business, private horse owner liability protects you against legal claims if your horse causes bodily injury or property damage to a third party on or off your premises.

Who it is for:
As a horse owner this is the most important protection you can purchase – both the catalyst for and the costs of a liability lawsuit are unpredictable.

For more information or a free quote contact Ellis Insurance today.

Commercial Equine Insurance

If you board, breed, race or train horses you still need coverage for your equine business even if you have separate business or personal liability coverage. For example, if someone’s property is damaged or destroyed as result of your business, this coverage may pay for the related damages and injuries. Additionally, if you board or train other people’s horses you need care, custody, and control protection, in the event their horse(s) are hurt or injured due to your negligence.

Who it is for:
This protection is for the professional horse person, whether full or part-time, who is involved in any aspect of the horse world such as training, teaching, breeding, boarding and/or related activities, for a profit.

For more information or a free quote contact Ellis Insurance today.

Farm Protection Packages

Our companies offer property protection for your home, barns, arenas, sheds, owned machinery, equipment, tack and livestock. Additionally, a farm protection package extends liability protection to both personal and professional horse operations on and off premises; including boarding, breeding, training, racing, horse shows, riding clinics and riding lessons.

Who it is for:
This program is designed for stable owners who operate a professional equine facility for a profit. It combines the protection afforded in Commercial Equine Liability with the property coverage necessary for those owning a home, barn, stable, arena, equipment, or caring for other people’s horses and equipment.

For more information or a free quote contact Ellis Insurance today.