Wholesale – Retail 2017-01-14T18:58:59+00:00

Retail and Wholesale Business Insurance

Your business operations may range from the mundane – stocking your shelves – to the extraordinary – supply chain automation.  An impairment to any one of your operations, however, can have a traumatic effect on the viability of your business.

For years, Ellis Insurance has worked with clients in your industry and we routinely develop strategies appropriate for hedging the risks you face.  Consequently, our clients enjoy specialized insurance portfolios and endorsements designed for retailers, wholesalers, and distributors, including:


  • Business Income from Dependent Properties
    Covers your lost income if you are forced to suspend operations due to a loss suffered by your designated major suppliers, buyers, or manufacturers.
  • Consequential Loss
    When a stock item consists of several components, a loss to some of the parts may leave you with an unmarketable product. This coverage pays for the reduction in value to the remaining parts.
  • Coverage for Seasonal Increase in Your Business Personal Property
    Yyour limits automatically fluctuate to meet your seasonal changes in inventory.
  • Wholesalers Limited Product Recall Coverage
    If you need to recall a defective or tampered product, you need coverage for extra expenses such as notification, overtime, and shipping.
  • Deferred Payment Coverage
    Protects your interest in personal property, sold under a deferred or installment payment plan, that is lost or stolen after delivery to buyers.*


In addition to top-quality coverage, you’ll benefit from our customized risk assessment (to help make your business safer), convenient payment options, and 24/7 efficient claims handling.  It is the exceptional service and intelligent insurance that we have been delivering for over 20 years.

*This coverage is separately underwritten and may not be available for all classes of businesses.


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