ATV 2017-05-01T12:37:21+00:00
  • ATV insurance

Insuring your ATV or UTV

It is important to keep your ride -and you – protected, no matter how far off the beaten path you go. Coverage can be equally important whether your ATV is parked, working on privately owned land, or being driven on an off-road course. And what about six- or eight-wheeled vehicles? We insure those, too.

Why do you need ATV Insurance? A few quick reasons come to mind. One, ATVs have a high theft rate and your homeowner’s insurance policy may not cover your ATV if you ride off your property or if you trailer your ATV to another location. Two, if you use your ATV in a state-owned or public park, ATV insurance may be required. And three, what if someone gets hurt, be it you, a passenger on your ATV, or another rider? Having the right insurance will help give you the freedom to ride your ATV whenever and wherever you want, without worry.

We understand you may shop around before buying ATV Insurance, but here are few reasons to buy from Ellis Insurance:

  • You are protecting your ATV, and the people on it. We’ll help you balance the options that are right for you with the cost of that protection.
  • Our ATV coverage doesn’t stop where the pavement ends. On top of our exceptional service, you can rely on Ellis Insurance to be there for you and your ATV whenever you need us. We can (and do) meet the needs of utility ATVs ridden for hunting in the woods, sport ATVs at the beach, and recreational vehicles all over.


Not sure what coverage options are right for you? Contact us today for more information on ATV insurance, a quotation, or an Insurance Tune-up on your existing ATV insurance. There’s no obligation, and if you have any questions, please contact us.


Understanding ATV & UTV Insurance

ATV Liability

ATV liability insurance is often overlooked, but the fact are clear: like it or not, ATVs are associated with relatively high rates of injury. Before you decide to take a ride, take time to brush up on the risks to which you may be exposing yourself – and your family.

Many people assume they won’t need ATV liability insurance if they only allow friends or family members to drive. Unfortunately, accidents happen and you may inadvertently injure or cause damage to someone else. If this happens, liability insurance can help make the best of a bad situation.

ATV drivers also need liability insurance in the event they destroy property. Even a simple ATV accident can cause property damage for which the operator of the ATV will be responsible.

Would you like more information on insurance for your ATV, a quotation, or an Insurance Tune-up on your existing insurance? There’s no obligation, and if you have any questions, please contact us.